Why do you need travel insurance?
If you or a family member become ill or unable to travel for a medical reason, travel insurance will pay the full cost of non-refundable components of your trip.
It will also cover emergency medical and dental costs that could be incurred while you're on your trip.
It's inconceivable to imagine the high cost of medical care abroad, or even on a cruise. If you need to be brought back home, insurance will cover those costs as well, which could amount to hundreds of thousands of dollars!
No matter how hard you try, there are just some things you can't plan for:
If you or a family member gets sick
If your baggage is lost
If your trip is delayed
Your passport is lost or stolen
If weather prevents your travel
You need to see a doctor for a sudden illness or injury while you're traveling
If you miss a flight connection
So many people say, "oh, that won't happen to me".
By declining to purchase travel protection, you are assuming any financial loss associated with your travel arrangements, including any penalties imposed by suppliers.
It's just a small extra cost to protect your investment and you can be carefree and happy and enjoying an amazing vacation!
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